Compliance · v1

AML/CTF Compliance Statement

DomeID provides identity verification inputs that real estate reporting entities can use as part of their Customer Due Diligence (CDD) process under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and the AML/CTF Rules 2025.

Our role under the Act

DomeID is nota reporting entity. Real estate agents, buyers' agents, and property developers who deliver designated services are reporting entities from 1 July 2026. DomeID's role is to provide reliable identity, document, and screening inputs that those reporting entities can incorporate into their own CDD program.

Reliable and independent sources

AUSTRAC's AML/CTF Rules 2025 (Parts 4.9 and 4.10) accept identity verification by both documentation and electronic data, including:

• Document Verification Service (DVS) checks via accredited Gateway Service Providers.
• Biometric identity verification.
• Liveness detection (ICAO/NIST aligned).
• Electronic data from government databases.

DomeID uses FrankieOne (AU-domiciled, AU data residency, aggregator over 350+ data sources including DVS, electoral roll, ASIC, ABR and ComplyAdvantage) for these checks. Supabase (SOC 2 hosting, AU residency) backs the audit trail. No element of the verification chain operates outside an audited environment.

What an agent receives

• Full legal name, date of birth, and residential address.
• Document type, last 4 of document number, expiry, issuing authority.
• Liveness result, biometric face-match result.
• PEP, sanctions, and adverse-media screening result.
• Proof-of-address verification result.
• Verification ID, timestamp, FrankieOne workflow execution ID — for the agent's 7-year record.
• Advisory risk rating (the agent makes the final risk decision).

What stays with the agent

Even with DomeID providing inputs, the following obligations remain entirely with the reporting entity:

• Final risk rating decisions per customer.
• Source of funds and source of wealth verification.
• Suspicious Matter Reports (SMRs) — the SMR decision is the agent's.
• Ongoing customer due diligence during the transaction.
• Maintaining the agent's own AML/CTF program.
• The agent's own 7-year record-keeping (DomeID also keeps records, but this does not substitute).

Outsourcing — not reliance

DomeID is an outsourced CDD service provider to our agency customers. AUSTRAC has clarified that KYC and outsourced service providers are noteligible as “reliable third parties” under section 37A — the reporting entity remains liable for any associated breaches of CDD and record-keeping obligations.

DomeID supports our agency customers through an outsourcing arrangement: we perform the operational work (identity collection, DVS / electoral / ASIC checks, AML screening, document retention) and produce auditable evidence packs. The agency's AMLCO retains oversight, signs off on customer-specific risk decisions, and remains the reporting entity for AUSTRAC purposes.

Records and audit

All verifications are retained for 7 years. The audit log is append-only at the database layer and tamper-evident. Every consumer action and every agent access produces an immutable row.

For commercial enquiries about DomeID for your agency: hello@domeid.com.au. For compliance enquiries: compliance@domeid.com.au.